Our bank has been paying relatively high rate of interest on term deposits since the inception of the bank. The interest rates on term deposits are furnished below:
| Period | Rate of interest % (w.e.f. 07.07.2025) |
|
|---|---|---|
| Less than Rs 1 Cr | Rs 1 Cr & Above | |
| 7 days to 45 days | 4.00 | 3.50 |
| 46 days to 90 days | 5.50 | 5.25 |
| 91 days to 179 days | 6.10 | 5.90 |
| 180 days to 364 days | 6.75 | 6.50 |
| 1 year to less than 2 years | 7.35 | 7.10 |
| 2 years and above | 7.00 | 6.75 |
| AKSHAYA Term Deposit Scheme(AKTDR) – (Non- Callable) | - | 7.25% |
| Senior Citizens | 0.50% extra in all slabs | |
| Super Senior Citizens | 0.75% extra in all slabs | |
| *Staff of the Bank/ Spouse of Deceased Staff /Spouse of Retired Deceased Staff of the Bank | 1.00% extra in all slabs up to Rs.150 Lakh | |
| *Retired Staff/ Spouse of Deceased Staff, if Senior Citizen/ Spouse of Retired Deceased Staff of the Bank, if Senior Citizen | 1.50% interest extra on all slabs up to Rs.150 Lakh (0.25% additional for Super Senior Citizens) | |
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